Privacy Policy

Effective Date: September 3, 2026

KBS Health Insurance and Taxes Inc. respects your privacy. This Privacy Policy explains how we collect, use, protect, and share information when you visit our website, contact us, or use our insurance, tax preparation, payroll, or bookkeeping services.

Information We Collect

Depending on the services you request, we may collect:

• Your name, mailing address, email address, and telephone number.
• Insurance application, policy, coverage, and renewal information.
• Tax, income, payroll, bookkeeping, and financial information.
• Government-issued identification numbers and documents when required to provide services.
• Information you provide through forms, telephone calls, emails, text messages, or in-person communications.
• Basic website information, such as browser type, device information, pages visited, and cookies.

How We Use Information

We may use your information to:

• Provide insurance, tax preparation, payroll, and bookkeeping services.
• Process applications, returns, renewals, and other client requests.
• Contact you about requested services, policy renewals, tax return status, appointments, documents, or account updates.
• Respond to questions and provide customer support.
• Maintain business and legal records.
• Protect against fraud, misuse, or unauthorized access.
• Comply with applicable laws, regulations, and professional requirements.
• Operate, maintain, and improve our website and services.

How We Share Information

We do not sell or rent personal information.

We may share information only when reasonably necessary to provide services, complete a transaction you requested, comply with the law, or protect our rights. This may include sharing information with insurance companies, tax authorities, payroll or bookkeeping providers, financial institutions, telecommunications providers, website hosting providers, software vendors, professional advisers, and other service providers acting on our behalf.

Service providers are permitted to use information only as needed to perform services for KBS Health Insurance and Taxes Inc. or as required by law.

Telephone and Mobile Information

We use telephone numbers supplied by clients to provide requested callbacks and service-related updates, including insurance policy renewal and tax return status updates.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with third parties, except aggregators and providers that support the delivery of text messaging services.

Cookies and Website Technology

Our website and its service providers may use cookies and similar technologies to operate the website, remember preferences, understand website usage, and improve performance. You may control cookies through your browser settings, although disabling cookies may affect certain website features.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no website, electronic transmission, or storage system can be guaranteed to be completely secure.

Data Retention

We retain personal information for as long as reasonably necessary to provide services, maintain required business and professional records, resolve disputes, enforce agreements, and comply with legal or regulatory obligations.

Your Choices

You may contact us to request access to or correction of your contact information. You may also ask us to stop nonessential telephone, email, or text communications. Certain information may need to be retained when required by law or necessary to complete services you requested.

Children’s Privacy

Our website and services are not directed toward children under 13, and we do not knowingly collect personal information directly from children under 13 through this website.

Third-Party Websites

Our website may contain links to websites operated by third parties. KBS Health Insurance and Taxes Inc. is not responsible for the privacy or security practices of those websites.

Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised effective date.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact:

KBS Health Insurance and Taxes Inc.
115 2nd St. East
Cresco, IA 52136
Phone: 563-547-4790
Website: www.kbshealthtax.com